What is a Reverse Mortgage?
A Reverse Mortgage is a loan that allows you to tap into the equity in your home. Unlike a traditional mortgage, a Reverse Mortgage actually pays you to live in your home. What’s even better is that you can turn your equity into cash without having to pay back the loan as long as you live in your home.

Receive your payments to fit your needs…
You have the flexibility to receive your equity payments in the form of:

• Monthly Payments
• A Lump sum
• A Line of Credit
• Or a combination of the three

Qualifying for a Reverse Mortgage is Easy

• There is no income qualification
• There is no credit score qualification
• You must be 62 years or older
• You must own your home and have equity in your home
• Follow our 7 Step Process for getting a Reverse Mortgage

Reverse Mortgages are Safe and Secure

• You can never owe more than your home is worth
• The bank can never take your home as long as you occupy the home, pay your property taxes/insurance, and maintain proper upkeep of the home
• Most Reverse Mortgages are insured by the Government
• You do not need to make payments on a Reverse Mortgage
• Your payments are fixed and guaranteed to come each month

Reverse Mortgage Benefits

• Eliminate Monthly Payments – Pay off credit and mortgage debts
• Increase Cash Flow
• Maintain home ownership
• There are no limitations on how you use the funds – Go on your dream vacation or use the funds to buy a second home, it's up to you to decide
• There is no effect on Social Security or Medicare Benefits
• All money is tax-free*

We're Here to Help
At American Pacific Reverse Mortgage Group we believe in Education, and encourage you to call us and learn more about this life changing program. Our friendly knowledgeable staff is happy to answer any questions you may have. Please call us at 1-888-434-2738 or e-mail us at reversemortgage@apmortgage.com.

* Consult tax-advisor